Commercial Credit Reporting

Companies rely on timely, accurate credit information to assess credit worthiness of customers. It is important that educated decisions are made to avoid unnecessary financial risk. BCI works with companies to provide customized solutions to best evaluate their customer segments. With aggregated buying power, we can pass along savings to companies.  Order a Report!

We offer commercial, international and consumer reporting products from leading credit bureaus including:

BCI’s ExclusiveTrade Credit Report
Business Pro – customizable
Experian
Equifax
D&B

Canadian and Worldwide – custom developed reports available
Consumer Reports:
Experian, Equifax and Transunion

Application Processing & Credit Reference Checking Services:

BCI offers the Fast Track App processing service: a credit application to approval process to supplement a company’s internal credit department and free up your staff to focus on evaluating and monitoring your AR portfolio.

Beat Your Competition to the Sale!

Situation

Your salesperson has “made the sale” and wants to bring in new or increased business from a customer. The salesperson gives you the completed credit application, but you don’t have the time or staff to perform the due diligence to get it approved.

Challenge

Balancing your workload between credit requests, over-line/limit approvals, past due accounts and collections activities is difficult and time consuming. Your stress levels rise significantly when you add in unscheduled employee absences and vacations, and DSO explanations to senior management. Sound familiar? You are not alone.

Problem Solved

BCI’s “Fast Track App” is a unique, customizable and affordable solution to help companies efficiently process customer credit applications. We can build a credit application package for your credit team to make an informed credit decision. Our goal is to make your job easier by providing the information you need to make the credit decision!

Customizable Options

“Fast Track App” packages can include:

  • credit reference information from suppliers listed on the application
  • bank reference information
  • updated trade credit information from any BCI member that has a relationship with the customer
  • any supplemental commercial credit reports (D&B, Experian, Advantage Pro, etc.) you need
  • Secretary of State search, and other public record information requested
  • and any other specific information your company needs

Win-Win

Let your staff focus on value-added activities like determining and confirming appropriate credit limits with your sales team! Take away the administrative burden of credit application processing.

***Bonus: Clients that sign up for the “Fast Track App” service will receive a complementary review of their credit application to insure it contains necessary information to process the application quickly.

Features

  • Cost Effective
  • Customizable & Flexible
  • Fast & Efficient

Contact us for more information!

  1. Online Application Service:  Ask us about setting your company up for online application processing!  BCI can take your paper credit application and convert it to an online application for your customers to complete!
  2. Credit Reference Checking: We can perform credit reference checking and go out to your group for updated information on your potential customers.
  3. Verifications: Secretary of State verification and other specialty research you require to adhere to your company’s credit policies.

Credit Reference Response Service:

For companies that submit their AR to BCI, we can take the burden off of your team by responding to credit reference checks on your behalf!  A truly affordable way to outsource this very time intensive task.

Discounted Credit Report Pricing:  BCI Prepaid Contract 

Why pay more?  With a prepaid contract, the benefits include:

  • Discounted credit report pricing
  • Ability to purchase any of the credit reports we offer with only one contract
  • Annual invoicing
  • Monthly accounting of usage so you can monitor and control your budget

Contact us for more information.